# Swap Africa

> Swap Africa provides escrow payment protection for buyers, sellers, and freelancers across Uganda and Africa. It protects payments for physical goods and milestone service contracts using double-entry integer UGX ledgers, Mobile Money (MTN & Airtel), photo pickup verification, and QR release codes.

## Core Services & Documentation

- [Why Swap Africa](https://swapafrica.online/#why-swap): Overview of escrow payment protection for buyers and sellers.
- [How Swap Works](https://swapafrica.online/#how-it-works): 3-step escrow process (Share Link -> Fund Escrow -> Release on Approval).
- [Terms of Service](https://swapafrica.online/terms): Legal terms, financial ledger rules, edge transaction limits (UGX 500 – UGX 7,000,000), delivery refusal rights, and dispute mediation.
- [Privacy Policy](https://swapafrica.online/privacy): Data protection policies compliant with the Uganda Data Protection and Privacy Act, 2019.
- [Seller Platform](https://seller.swapafrica.online): Portal for sellers and freelancers to create protected payment links and manage earnings.

## Key Features & Capabilities

- **Double-Entry Escrow**: Monies held in integer UGX double-entry ledger accounts (`escrow_held`, `platform_escrow`) until buyer verification.
- **Physical Goods Protection**: Rider photo verification at pickup + QR release code at delivery + legal refusal at door.
- **Milestone Service Contracts**: Escrow protection for service agreements, software development, agency deliverables, and freelance work.
- **Mobile Money Payments**: Seamless collect and disbursement via MTN Mobile Money and Airtel Money (UGX 500 – UGX 7,000,000 per transaction).
- **Dispute Resolution**: Admin-mediated dispute hold system for frozen escrow funds.
- **Privacy & Security**: Hashed 24-hour guest buyer sessions, TLS 1.3 encryption, and 60-second signed URLs for private seller KYC verification.

## Full Context Document

- [Full LLM Context](https://swapafrica.online/llms-full.txt): Complete expanded documentation for AI models and search systems.